{"id":1035890,"date":"2026-06-22T09:20:30","date_gmt":"2026-06-22T03:50:30","guid":{"rendered":"https:\/\/prahaar.in\/rppl\/?p=1035890"},"modified":"2026-06-22T09:20:30","modified_gmt":"2026-06-22T03:50:30","slug":"bank-news-is-your-old-money-stuck-in-the-bank-learn-the-process-to-get-it-back","status":"publish","type":"post","link":"https:\/\/prahaar.in\/rppl\/2026\/06\/22\/bank-news-is-your-old-money-stuck-in-the-bank-learn-the-process-to-get-it-back\/","title":{"rendered":"Bank News : \u092c\u0901\u0915\u0947\u0924 \u0905\u0921\u0915\u0932\u0947\u0924 \u091c\u0941\u0928\u0947 \u092a\u0948\u0938\u0947? \u091c\u093e\u0923\u0942\u0928 \u0918\u094d\u092f\u093e \u092a\u0948\u0938\u0947 \u092a\u0930\u0924 \u092e\u093f\u0933\u0935\u0923\u094d\u092f\u093e\u091a\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e"},"content":{"rendered":"<p style=\"text-align: justify;\"><strong>\u092e\u0941\u0902\u092c\u0908 :<\/strong> \u0905\u0928\u0947\u0915\u0926\u093e \u0906\u092a\u0932\u0947 \u092a\u0942\u0930\u094d\u0935\u091c \u0915\u093f\u0902\u0935\u093e \u0915\u0941\u091f\u0941\u0902\u092c\u093e\u0924\u0940\u0932 \u091c\u094d\u092f\u0947\u0937\u094d\u0920 \u0938\u0926\u0938\u094d\u092f \u092f\u093e\u0902\u0928\u0940 \u092c\u0901\u0915\u0947\u0924 \u0920\u0947\u0935\u0932\u0947\u0932\u0940 \u092e\u0941\u0926\u0924 \u0920\u0947\u0935 (Fixed Deposit-FD), \u0906\u0935\u0930\u094d\u0924\u0940 \u0920\u0947\u0935 (Recurring Deposit-RD) \u0915\u093f\u0902\u0935\u093e \u092c\u091a\u0924 \u0916\u093e\u0924\u0947 (Savings Account) \u092f\u093e\u092c\u093e\u092c\u0924 \u0918\u0930\u093e\u0924\u0940\u0932 \u0907\u0924\u0930 \u0938\u0926\u0938\u094d\u092f\u093e\u0902\u0928\u093e \u092e\u093e\u0939\u093f\u0924\u0940 \u0928\u0938\u0924\u0947. \u0924\u094d\u092f\u093e\u092e\u0941\u0933\u0947 \u0905\u0928\u0947\u0915 \u0916\u093e\u0924\u0940 \u0906\u0923\u093f \u0920\u0947\u0935\u0940 \u0935\u0930\u094d\u0937\u093e\u0928\u0941\u0935\u0930\u094d\u0937\u0947 \u0926\u0941\u0930\u094d\u0932\u0915\u094d\u0937\u093f\u0924 \u0930\u093e\u0939\u0942\u0928 \u0928\u093f\u0937\u094d\u0915\u094d\u0930\u093f\u092f \u0916\u093e\u0924\u0947 (Dormant Account) \u092c\u0928\u0924\u093e\u0924.<\/p>\n<p style=\"text-align: justify;\">\u092e\u093e\u0924\u094d\u0930, \u0905\u0936\u093e \u0916\u093e\u0924\u094d\u092f\u093e\u0902\u092e\u0927\u0940\u0932 \u0915\u093f\u0902\u0935\u093e \u0920\u0947\u0935\u0940\u0902\u092e\u0927\u0940\u0932 \u0930\u0915\u094d\u0915\u092e \u092c\u0901\u0915 \u0905\u0925\u0935\u093e \u0938\u0930\u0915\u093e\u0930\u091a\u0940 \u0939\u094b\u0924 \u0928\u093e\u0939\u0940. \u0930\u093f\u091d\u0930\u094d\u0935\u094d\u0939 \u092c\u0901\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e (Reserve Bank of India-RBI) \u091a\u094d\u092f\u093e \u0928\u093f\u092f\u092e\u093e\u0928\u0941\u0938\u093e\u0930 \u0924\u094d\u092f\u093e \u0930\u0915\u092e\u0947\u0935\u0930 \u0916\u093e\u0924\u0947\u0927\u093e\u0930\u0915 (Account Holder) \u0915\u093f\u0902\u0935\u093e \u0924\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0915\u093e\u092f\u0926\u0947\u0936\u0940\u0930 \u0935\u093e\u0930\u0938\u0926\u093e\u0930\u093e\u0902\u091a\u093e (Legal Heirs) \u0905\u0927\u093f\u0915\u093e\u0930 \u0915\u093e\u092f\u092e \u0930\u093e\u0939\u0924\u094b. \u0924\u094d\u092f\u093e\u092e\u0941\u0933\u0947 \u0924\u0941\u092e\u091a\u094d\u092f\u093e \u0915\u093f\u0902\u0935\u093e \u0924\u0941\u092e\u091a\u094d\u092f\u093e \u092a\u0942\u0930\u094d\u0935\u091c\u093e\u0902\u091a\u094d\u092f\u093e \u0928\u093e\u0935\u093e\u0935\u0930 \u091c\u0941\u0928\u0940 FD, RD \u0915\u093f\u0902\u0935\u093e \u092c\u0901\u0915 \u0916\u093e\u0924\u0947 \u0905\u0938\u0932\u094d\u092f\u093e\u0938 \u0906\u091c\u0939\u0940 <a href=\"https:\/\/prahaar.in\/2026\/06\/22\/ghatkopar-billboard-accident-cost-of-crane-and-crusher-is-approximately-%e2%82%b941-lakh\/\">\u0924\u094d\u092f\u093e\u0935\u0930 \u0926\u093e\u0935\u093e \u0915\u0930\u0924\u093e \u092f\u0947\u090a \u0936\u0915\u0924\u094b.<\/a><\/p>\n<p>https:\/\/prahaar.in\/2026\/06\/22\/yoga-is-a-medium-to-unite-society\/<\/p>\n<p style=\"text-align: justify;\">\u090f\u0916\u093e\u0926\u094d\u092f\u093e \u0916\u093e\u0924\u094d\u092f\u093e\u0924 \u0938\u0932\u0917 \u0926\u094b\u0928 \u0935\u0930\u094d\u0937\u0947 \u0915\u094b\u0923\u0924\u093e\u0939\u0940 \u0935\u094d\u092f\u0935\u0939\u093e\u0930 (Transaction) \u091d\u093e\u0932\u093e \u0928\u093e\u0939\u0940 \u0924\u0930 \u0924\u0947 \u0928\u093f\u0937\u094d\u0915\u094d\u0930\u093f\u092f \u0916\u093e\u0924\u0947 (Inoperative Account) \u092e\u094d\u0939\u0923\u0942\u0928 \u0918\u094b\u0937\u093f\u0924 \u0915\u0947\u0932\u0947 \u091c\u093e\u0924\u0947. \u0924\u0938\u0947\u091a, \u0926\u0939\u093e \u0935\u0930\u094d\u0937\u093e\u0902\u0939\u0942\u0928 \u0905\u0927\u093f\u0915 \u0915\u093e\u0933 \u0916\u093e\u0924\u0947 \u0928\u093f\u0937\u094d\u0915\u094d\u0930\u093f\u092f \u0930\u093e\u0939\u093f\u0932\u094d\u092f\u093e\u0938 \u0924\u094d\u092f\u093e\u0924\u0940\u0932 \u0930\u0915\u094d\u0915\u092e \u0921\u093f\u092a\u0949\u091d\u093f\u091f\u0930 \u090f\u091c\u094d\u092f\u0941\u0915\u0947\u0936\u0928 \u0905\u0901\u0921 \u0905\u0935\u0947\u0905\u0930\u0928\u0947\u0938 \u092b\u0902\u0921 (Depositor Education and Awareness Fund-DEAF) \u092e\u0927\u094d\u092f\u0947 \u0935\u0930\u094d\u0917 (Transfer) \u0915\u0947\u0932\u0940 \u091c\u093e\u0924\u0947.<\/p>\n<p style=\"text-align: justify;\">\u092e\u093e\u0924\u094d\u0930, \u092a\u0948\u0938\u0947 RBI \u0915\u0921\u0947 \u0935\u0930\u094d\u0917 \u091d\u093e\u0932\u0947 \u092e\u094d\u0939\u0923\u091c\u0947 \u0924\u0947 \u0915\u093e\u092f\u092e\u091a\u0947 \u0917\u092e\u093e\u0935\u0932\u0947 \u091c\u093e\u0924 \u0928\u093e\u0939\u0940\u0924. \u0939\u0940 \u0930\u0915\u094d\u0915\u092e \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u093e\u0939\u0924\u0947 \u0906\u0923\u093f \u0924\u0940 \u092a\u0930\u0924 \u092e\u093f\u0933\u0935\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u0915\u094b\u0923\u0924\u0940\u0939\u0940 \u0905\u0902\u0924\u093f\u092e \u092e\u0941\u0926\u0924 (Deadline) \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0947\u0932\u0947\u0932\u0940 \u0928\u093e\u0939\u0940. \u0924\u094d\u092f\u093e\u092e\u0941\u0933\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0935\u094d\u092f\u0915\u094d\u0924\u0940 \u0915\u093f\u0902\u0935\u093e \u0924\u094d\u092f\u093e\u0902\u091a\u0947 \u0935\u093e\u0930\u0938\u0926\u093e\u0930 \u0915\u0927\u0940\u0939\u0940 \u092f\u093e \u092a\u0948\u0936\u093e\u0902\u0935\u0930 \u0926\u093e\u0935\u093e \u0915\u0930\u0942 \u0936\u0915\u0924\u093e\u0924. \u0926\u0947\u0936\u092d\u0930\u093e\u0924\u0940\u0932 \u0935\u093f\u0935\u093f\u0927 \u092c\u0901\u0915\u093e\u0902\u092e\u0927\u094d\u092f\u0947 \u092a\u0921\u0942\u0928 \u0905\u0938\u0932\u0947\u0932\u094d\u092f\u093e \u0905\u0928\u0915\u094d\u0932\u0947\u092e\u094d\u0921 \u0920\u0947\u0935\u0940 (Unclaimed Deposits) \u0936\u094b\u0927\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 RBI \u0928\u0947 \u0909\u0926\u094d\u0917\u092e \u092a\u094b\u0930\u094d\u091f\u0932 (UDGAM Portal) \u0938\u0941\u0930\u0942 \u0915\u0947\u0932\u0947 \u0906\u0939\u0947. \u092f\u093e \u092a\u094b\u0930\u094d\u091f\u0932\u0935\u0930 \u0926\u0947\u0936\u093e\u0924\u0940\u0932 \u0938\u0941\u092e\u093e\u0930\u0947 \u0969\u0966 \u092a\u094d\u0930\u092e\u0941\u0916 \u092c\u0901\u0915\u093e\u0902\u091a\u0940 \u092e\u093e\u0939\u093f\u0924\u0940 \u0909\u092a\u0932\u092c\u094d\u0927 \u0906\u0939\u0947.<\/p>\n<p style=\"text-align: justify;\">\u092f\u093e \u092a\u094b\u0930\u094d\u091f\u0932\u0935\u0930 \u0938\u094d\u0935\u0924\u0903\u091a\u0947 \u0915\u093f\u0902\u0935\u093e \u092a\u0942\u0930\u094d\u0935\u091c\u093e\u0902\u091a\u0947 \u0928\u093e\u0935 (Name), \u092a\u0945\u0928 \u0915\u093e\u0930\u094d\u0921 (PAN Card) \u092f\u093e\u0902\u0938\u093e\u0930\u0916\u0940 \u092e\u093e\u0939\u093f\u0924\u0940 \u091f\u093e\u0915\u0942\u0928 \u0935\u093f\u0935\u093f\u0927 \u092c\u0901\u0915\u093e\u0902\u092e\u0927\u094d\u092f\u0947 \u0905\u0921\u0915\u0932\u0947\u0932\u0940 \u0930\u0915\u094d\u0915\u092e \u0936\u094b\u0927\u0924\u093e \u092f\u0947\u0924\u0947. \u092f\u093e\u092e\u0941\u0933\u0947 \u0915\u094b\u0923\u0924\u094d\u092f\u093e \u092c\u0901\u0915\u0947\u0924, \u0915\u094b\u0923\u0924\u094d\u092f\u093e \u0936\u093e\u0916\u0947\u0924 (Branch) \u0906\u0923\u093f \u0915\u093f\u0924\u0940 \u0930\u0915\u094d\u0915\u092e \u0906\u0939\u0947, \u092f\u093e\u091a\u0940 \u092e\u093e\u0939\u093f\u0924\u0940 \u092e\u093f\u0933\u0924\u0947. \u092e\u093e\u0924\u094d\u0930, \u0939\u0947 \u092a\u094b\u0930\u094d\u091f\u0932 \u0915\u0947\u0935\u0933 \u092e\u093e\u0939\u093f\u0924\u0940 \u0936\u094b\u0927\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u0905\u0938\u0942\u0928 \u092a\u0948\u0938\u0947 \u0925\u0947\u091f \u0915\u093e\u0922\u0923\u094d\u092f\u093e\u091a\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0909\u092a\u0932\u092c\u094d\u0927 \u0928\u093e\u0939\u0940.<\/p>\n<p>https:\/\/prahaar.in\/2026\/06\/22\/bmc-emphasis-on-citizen-participation-and-oversight-in-the-creation-of-excellent-government-projects\/<\/p>\n<p style=\"text-align: justify;\">\u0930\u0915\u094d\u0915\u092e\u0947\u091a\u0940 \u092e\u093e\u0939\u093f\u0924\u0940 \u092e\u093f\u0933\u093e\u0932\u094d\u092f\u093e\u0928\u0902\u0924\u0930 <a href=\"https:\/\/prahaar.in\/2026\/06\/22\/bmc-news-solution-for-waterlogging-in-the-maharashtra-nagar-area-of-mankhurd\/\">\u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u092c\u0901\u0915\u0947\u091a\u094d\u092f\u093e \u0936\u093e\u0916\u0947\u0924 \u091c\u093e\u090a\u0928 \u0926\u093e\u0935\u093e \u0905\u0930\u094d\u091c (Claim Form) \u092d\u0930\u093e\u0935\u093e \u0932\u093e\u0917\u0924\u094b<\/a>. \u092f\u093e\u0938\u093e\u0920\u0940 \u0906\u0927\u093e\u0930 \u0915\u093e\u0930\u094d\u0921 (Aadhaar Card), \u092a\u0945\u0928 \u0915\u093e\u0930\u094d\u0921 (PAN Card), \u0913\u0933\u0916\u092a\u0924\u094d\u0930 (Identity Proof), \u092a\u0924\u094d\u0924\u093e \u092a\u0941\u0930\u093e\u0935\u093e (Address Proof) \u0906\u0923\u093f \u0916\u093e\u0924\u094d\u092f\u093e\u0936\u0940 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u092e\u093e\u0939\u093f\u0924\u0940 \u0938\u093e\u0926\u0930 \u0915\u0930\u093e\u0935\u0940 \u0932\u093e\u0917\u0924\u0947.<\/p>\n<p style=\"text-align: justify;\">\u0916\u093e\u0924\u0947\u0927\u093e\u0930\u0915\u093e\u091a\u0947 \u0928\u093f\u0927\u0928 \u091d\u093e\u0932\u0947 \u0905\u0938\u0932\u094d\u092f\u093e\u0938 \u0924\u094d\u092f\u093e\u091a\u094d\u092f\u093e \u0915\u093e\u092f\u0926\u0947\u0936\u0940\u0930 \u0935\u093e\u0930\u0938\u0926\u093e\u0930\u093e\u0932\u093e (Legal Heir) \u0939\u0940 \u0930\u0915\u094d\u0915\u092e \u092e\u093f\u0933\u0942 \u0936\u0915\u0924\u0947. \u0924\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u092e\u0943\u0924\u094d\u092f\u0942 \u092a\u094d\u0930\u092e\u093e\u0923\u092a\u0924\u094d\u0930 (Death Certificate) \u0906\u0923\u093f \u0907\u0924\u0930 \u0906\u0935\u0936\u094d\u092f\u0915 \u0915\u093e\u092f\u0926\u0947\u0936\u0940\u0930 \u0915\u093e\u0917\u0926\u092a\u0924\u094d\u0930\u0947 (Legal Documents) \u0938\u093e\u0926\u0930 \u0915\u0930\u093e\u0935\u0940 \u0932\u093e\u0917\u0924\u093e\u0924. \u0915\u093e\u0917\u0926\u092a\u0924\u094d\u0930\u093e\u0902\u091a\u0940 \u092a\u0921\u0924\u093e\u0933\u0923\u0940 (Verification) \u092a\u0942\u0930\u094d\u0923 \u091d\u093e\u0932\u094d\u092f\u093e\u0928\u0902\u0924\u0930 \u092c\u0901\u0915\u0947\u0915\u0921\u0942\u0928 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0930\u0915\u094d\u0915\u092e \u0935\u093e\u0930\u0938\u0926\u093e\u0930\u093e\u0932\u093e \u092a\u0930\u0924 \u0926\u093f\u0932\u0940 \u091c\u093e\u0924\u0947. \u0924\u094d\u092f\u093e\u092e\u0941\u0933\u0947 \u0924\u0941\u092e\u091a\u094d\u092f\u093e \u0915\u093f\u0902\u0935\u093e \u0924\u0941\u092e\u091a\u094d\u092f\u093e \u092a\u0942\u0930\u094d\u0935\u091c\u093e\u0902\u091a\u094d\u092f\u093e \u0928\u093e\u0935\u093e\u0935\u0930 \u091c\u0941\u0928\u0940 FD, RD \u0915\u093f\u0902\u0935\u093e \u092c\u0901\u0915 \u0916\u093e\u0924\u0947 \u0905\u0938\u0932\u094d\u092f\u093e\u091a\u093e \u0938\u0902\u0936\u092f \u0905\u0938\u0932\u094d\u092f\u093e\u0938 UDGAM Portal \u0935\u0930 \u0924\u092a\u093e\u0938\u0923\u0940 \u0915\u0930\u0942\u0928 \u0905\u0921\u0915\u0932\u0947\u0932\u0940 \u0930\u0915\u094d\u0915\u092e \u0936\u094b\u0927\u0923\u0947 \u092b\u093e\u092f\u0926\u0947\u0936\u0940\u0930 \u0920\u0930\u0942 \u0936\u0915\u0924\u0947.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u092e\u0941\u0902\u092c\u0908 : \u0905\u0928\u0947\u0915\u0926\u093e \u0906\u092a\u0932\u0947 \u092a\u0942\u0930\u094d\u0935\u091c \u0915\u093f\u0902\u0935\u093e \u0915\u0941\u091f\u0941\u0902\u092c\u093e\u0924\u0940\u0932 \u091c\u094d\u092f\u0947\u0937\u094d\u0920 \u0938\u0926\u0938\u094d\u092f \u092f\u093e\u0902\u0928\u0940 \u092c\u0901\u0915\u0947\u0924 \u0920\u0947\u0935\u0932\u0947\u0932\u0940 \u092e\u0941\u0926\u0924 \u0920\u0947\u0935 (Fixed Deposit-FD), \u0906\u0935\u0930\u094d\u0924\u0940 \u0920\u0947\u0935 (Recurring Deposit-RD) \u0915\u093f\u0902\u0935\u093e \u092c\u091a\u0924 \u0916\u093e\u0924\u0947 (Savings Account) \u092f\u093e\u092c\u093e\u092c\u0924 \u0918\u0930\u093e\u0924\u0940\u0932 \u0907\u0924\u0930 \u0938\u0926\u0938\u094d\u092f\u093e\u0902\u0928\u093e \u092e\u093e\u0939\u093f\u0924\u0940 \u0928\u0938\u0924\u0947. \u0924\u094d\u092f\u093e\u092e\u0941\u0933\u0947 \u0905\u0928\u0947\u0915 \u0916\u093e\u0924\u0940 \u0906\u0923\u093f \u0920\u0947\u0935\u0940 \u0935\u0930\u094d\u0937\u093e\u0928\u0941\u0935\u0930\u094d\u0937\u0947 \u0926\u0941\u0930\u094d\u0932\u0915\u094d\u0937\u093f\u0924 \u0930\u093e\u0939\u0942\u0928 \u0928\u093f\u0937\u094d\u0915\u094d\u0930\u093f\u092f \u0916\u093e\u0924\u0947 (Dormant Account) \u092c\u0928\u0924\u093e\u0924. \u092e\u093e\u0924\u094d\u0930, \u0905\u0936\u093e \u0916\u093e\u0924\u094d\u092f\u093e\u0902\u092e\u0927\u0940\u0932 \u0915\u093f\u0902\u0935\u093e \u0920\u0947\u0935\u0940\u0902\u092e\u0927\u0940\u0932 \u0930\u0915\u094d\u0915\u092e \u092c\u0901\u0915 \u0905\u0925\u0935\u093e \u0938\u0930\u0915\u093e\u0930\u091a\u0940 \u0939\u094b\u0924 \u0928\u093e\u0939\u0940. [&hellip;]<\/p>\n","protected":false},"author":63,"featured_media":1035894,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[123472,5982,111180],"tags":[176338,176342,174123,59011,176344,176343,2630,176341,176340,176339],"class_list":["post-1035890","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-world","category-breaking-news","category-important-news","tag-bank-news","tag-banking-services","tag-financial-awareness","tag-fixed-deposit","tag-inoperative-accounts","tag-legal-heirs","tag-rbi","tag-savings-account","tag-udgam-portal","tag-unclaimed-deposits"],"_links":{"self":[{"href":"https:\/\/prahaar.in\/rppl\/wp-json\/wp\/v2\/posts\/1035890","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/prahaar.in\/rppl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/prahaar.in\/rppl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/prahaar.in\/rppl\/wp-json\/wp\/v2\/users\/63"}],"replies":[{"embeddable":true,"href":"https:\/\/prahaar.in\/rppl\/wp-json\/wp\/v2\/comments?post=1035890"}],"version-history":[{"count":1,"href":"https:\/\/prahaar.in\/rppl\/wp-json\/wp\/v2\/posts\/1035890\/revisions"}],"predecessor-version":[{"id":1035897,"href":"https:\/\/prahaar.in\/rppl\/wp-json\/wp\/v2\/posts\/1035890\/revisions\/1035897"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/prahaar.in\/rppl\/wp-json\/wp\/v2\/media\/1035894"}],"wp:attachment":[{"href":"https:\/\/prahaar.in\/rppl\/wp-json\/wp\/v2\/media?parent=1035890"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/prahaar.in\/rppl\/wp-json\/wp\/v2\/categories?post=1035890"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/prahaar.in\/rppl\/wp-json\/wp\/v2\/tags?post=1035890"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}